Merchants
What category is that store?
Your card doesn't know what you bought, only how the store is coded. Here's how popular merchants are categorized for credit card rewards, and which bonuses they usually do and don't count toward.
Warehouse clubs and superstores
- Costco MCC 5300 Wholesale Clubs Does Costco count as groceries for credit card rewards?
- Sam's Club MCC 5300 Wholesale Clubs Does Sam's Club count as groceries for credit card rewards?
- Walmart MCC 5310 Discount Stores Does Walmart count as groceries for credit card rewards?
- Target MCC 5310 Discount Stores Does Target count as groceries for credit card rewards?
Online shopping
Groceries
- Whole Foods Market MCC 5411 Grocery Stores, Supermarkets Does Whole Foods count as groceries for credit card rewards?
- Trader Joe's MCC 5411 Grocery Stores, Supermarkets Does Trader Joe's count as groceries for credit card rewards?
- Instacart MCC 5411 Grocery Stores, Supermarkets Does Instacart count as groceries for credit card rewards?
Food and drink
- Starbucks MCC 5814 Fast Food Restaurants Does Starbucks count as dining for credit card rewards?
- DoorDash Restaurant Commonly reported to post as a restaurant (5812 or 5814) Does DoorDash count as dining for credit card rewards?
- Uber Eats Restaurant Commonly reported to post as a restaurant (5812 or 5814) Does Uber Eats count as dining for credit card rewards?
Getting around
New to merchant codes? Start with how merchant category codes decide your rewards.